insurance

[Sonic]

ARGGGGHHHHH!

What the F@*# is the point??

Recently had both my cars stolen (but thankfully recovered by the cops) so without transport I went to my insurance company to get a hire car sent over.

"Ah well we can't do that sir"

Long and the short of it is that because the police are holding the cars for forensic testing the insurers will not provide a temporary car. Ironically had the cars not have been recovered I'd be pottering around in a vauxhall corsa or other such hire car fodder by now. And as its now the weekend I won't get a car till Tuesday at the earliest.....GRRRR!

Rant over. Feel better.....ish.

[Wade91]

thats pretty cheap on the part of the insurance company,

its really the fault of the cops though, for not just giving you your cars back

[MrJan]

That sucks. Were both stolen together or are you just really unlucky?

If you are paying anything like what I do for insurance then you should go ape at the person on the phone, wouldn't surprise me if they eventually gave in and provided something.

[Daniel]

Personally I wouldn't want my car back if anyone had driven it any distance. If our 500 is written off in the first 4 years we get a new car. If the Subaru got stolen and then ragged by a thief I think we'd probably prefer to find another one.

What cars were they Sonic?

[GridGirl]

So you took out gap insurance Daniel? The gap insurance on my car runs out next month so if anyone wants to write it off in the next few weeks feel free. ;) :p Some idiot on the M1 nearly took me out a few weeks ago and I was almost tempted not to swerve out the way but then I thought that if we crashed at atleast 70mph it would probably hurt and thought better of it. Stupid mentality to have but it was quite tempting.

Back on topic but yes insurance companies are rubbish!!!

[Sonic]

Yup, both cars at the same time :(

Broke into the house and as well as walking away with the TV, wii, ipod and all the other electrical stuff they took the car keys too.

Strangely they didn't take them far - my C2 was found less than half a mile away!

So not only am I fighting two separate car insurance companies, no doubt the house insurance will be just as bad.

Ps yes I did give them a mouthful and will be speaking to a manager on Monday to vent some more.

[Daniel]

So you took out gap insurance Daniel? The gap insurance on my car runs out next month so if anyone wants to write it off in the next few weeks feel free. ;) :p Some idiot on the M1 nearly took me out a few weeks ago and I was almost tempted not to swerve out the way but then I thought that if we crashed at atleast 70mph it would probably hurt and thought better of it. Stupid mentality to have but it was quite tempting.

Back on topic but yes insurance companies are rubbish!!!
Yeah I took out 3 years cover and the first year of my insurance policy is new for old :) Our 500 is now £400 more expensive than when we bought it and likely to go up buy another £300 when VAT rises in Jan so we thought it a good idea :)

[GridGirl]

Why would anyone leave their car keys downstairs where a thief can easily find them? I'm sorry that you got broken into Sonic and this isn't meant directly at you but the majority of house break in's are done by thieves that just want your car keys and will take anything else to hand if they have the time. My house is alarmed on the ground floor and garage at night and in anycase my car keys are kept upstairs in a place I would expect no thief to find them. Surely this is just common sense good house keeping.

[Sonic]

I'm glad it was not directed at me because my car keys were locked in my safe whislt away on holiday.

No matter how many precautions you take it seems if they are desperate enough they'll find a way to take your stuff.

[Daniel]

Exactly Sonic. Thieves will alwyas find a way. One of the very reasons we didn't bother to spec an alarm on our 500. It stops nothing.

[Ranger]

thats pretty cheap on the part of the insurance company,

its really the fault of the cops though, for not just giving you your cars back

It is an inconvenient situation no doubt.

But punishing a criminal for breaking the law is a higher priority than a few days inconvenience. It's just principle.

[Sonic]

Indeed Malllen. My grump was directed at the insurance company. The police on the other hand have been top draw; they found my wifes handbag 2 towns away where it had been dumped by the roadside having been stripped of anything of value. The old bill could have just put it in lost property but they followed every tiny scrap of info left in the bag and less than 12 hours after the break in had located us in our hotel room 6000 miles away.

I know the police take some stick sometimes but in this situation have been great.

[J4MIE]

That sucks Sonic, I hope you had a good holiday otherwise though :)

[Sonic]

Yeah Vegas was good as ever. Spent the last two days stormin' around like a bear with a bad head after we heard the news tho.

[Sonic]

Ladies and gentlemen.

I have a car! Success.

Ps it is a vauxhall corsa (why would anyone spend 9K on one of these, its sooooo poor).

[Lousada]

Why would anyone leave their car keys downstairs where a thief can easily find them?

Someone desperate enough to break-in for car keys, would be desperate enough to come and 'ask' you for them upstairs. A car is just a car and it's insured anyway. I prefer my own safety over my worldly possesions.

[Jag_Warrior]

Ladies and gentlemen.

I have a car! Success.

Ps it is a vauxhall corsa (why would anyone spend 9K on one of these, its sooooo poor).

Congrats, Sonic. Glad to hear that you got that sorted out. I have no idea what a Vauxhall Corsa is, but I'm assuming it isn't on the same level as a McLaren SLR? :D

I've never had a car stolen, but I did have a break-in years ago while I was away. The feeling that someone had violated "my space" is what bothered me the most. A trip to the hardware and dept. stores can replace most everything that's been stolen. But there's no way to really deal with that sick feeling that someone has been in your home. :mad:

As for making a home burglar proof, that's impossible. If a thief can get into a museum with hundreds of millions in artwork, etc., he can get into a residential property. The best you can do is slow them down.

[harsha]

Is the Vauxhall Corsa somewhat related to the Opel Corsa ?

[Donney]

http://blog.wikifotos.org/wp-content/uploads/2008/10/vauxhall_corsa.jpg (http://blog.wikifotos.org/wp-content/uploads/2008/10/vauxhall_corsa.jpg)

[Sonic]

Yup. Vauxhall is the British brand of Opel. All cars are identical aside from the badge.

[Captain VXR]

Yup. Vauxhall is the British brand of Opel. All cars are identical aside from the badge.

Ive never heard of an Opel OPC8

I HATE thieves with a passion

[J4MIE]

Well I read that one of the people who won £6,500,000.00 on the euromillions is going to treat herself to a Corsa ("a blue one"), so they must be decent ;)

[Sonic]

Well I read that one of the people who won £6,500,000.00 on the euromillions is going to treat herself to a Corsa ("a blue one"), so they must be decent ;)

Lol. Some people have no imagination! I'm richer than my wildest dreams and I'm gonna splurge it on a........Corsa. And let's go nutts - make it blue!

[Mark]

To be fair, they might not want a bigger car, they may not be confident in driving anything bigger, or more powerful. Of course there are better small cars than the Corsa!

[Daniel]

To be fair, they might not want a bigger car, they may not be confident in driving anything bigger, or more powerful. Of course there are better small cars than the Corsa!
Like all other small cars :mark:

[Sonic]

Like all other small cars :mark:

hehehehehehe :D

[Daniel]

hehehehehehe :D
You should buy a Fiat 500 :p

[Mark]

You should buy a Fiat 500 :p

That would indeed be a better choice :p

[GridGirl]

Depends on the small car really. If I see men driving 500's I generally assume them to be gay unless they are wearing absolutely shocking clothing. I don't think that when I see men driving Corsa's.

[Mark]

Depends on the small car really. If I see men driving 500's I generally assume them to be gay unless they are wearing absolutely shocking clothing. I don't think that when I see men driving Corsa's.

LOL! You mean even after watching James May ... oh wait :laugh: :p

[Daniel]

Depends on the small car really. If I see men driving 500's I generally assume them to be gay unless they are wearing absolutely shocking clothing. I don't think that when I see men driving Corsa's.
I'm almost always wearing shocking clothes in my car, nothing in my hair :p Plus I haven't got a gay-spec 500 :p

Here's what a gay person's 500 looks like and yes that person is 100% ghey :p

http://www.fiatforum.com/members-motors/214949-original-cindy-v2-0-a.html

[Valve Bounce]

That's why I drive a Volvo. In Oz, Who the hell would want to steal a Volvo?
My son-in-law would be seen dead driving a Volvo. :D

[Sonic]

That's why I drive a Volvo. In Oz, Who the hell would want to steal a Volvo?
My son-in-law would be seen dead driving a Volvo. :D

Thought I could say the same about my Citroen - who in there right minds wants one of thosee? I don't and I owned it!

[Daniel]

Thought I could say the same about my Citroen - who in there right minds wants one of thosee? I don't and I owned it!
Why have you bought two cars that you don't like?

[Sonic]

The corsa isn't mine - just provided by the insurance company whilst I sort mine out. As for the C2 - I did like it when I bought it, but it has been far from a good car during the last 2 years I've owned it.

[harsha]

Yup. Vauxhall is the British brand of Opel. All cars are identical aside from the badge.

http://www.indiacar.com/infobank/articles/newcar_corsa_a/images/Elite%20main.jpg

atleast i hope the car is better looking than the corsa model which was in India...thankfully it's discontinued here

[Sonic]

That's a Corsa mark I. I think I'm right in saying we are on the mark III now. Still pish poor though.

[Daniel]

That's a Corsa mark I. I think I'm right in saying we are on the mark III now. Still pish poor though.

I just don't get how Vauxhall is still making such horrible cars and getting away with it.

The Corsa looks OK I guess, the Astra always looked ugly and the Insignia is horrible and even more chavvy looking in VXR form and the dynamics are nothing to write home about.

[Malbec]

I just don't get how Vauxhall is still making such horrible cars and getting away with it.

The Corsa looks OK I guess, the Astra always looked ugly and the Insignia is horrible and even more chavvy looking in VXR form and the dynamics are nothing to write home about.

I think Vauxhall's newer cars are getting better and better, the Insignia might not be sporty but it never pretends to be and is a nice place to be inside. Thats why they're selling more than they predicted which is why I guess GM isn't so interested in selling Vauxhall off any more. The new Astra looks pretty good too.

The Corsa though has always been woeful, utterly boring and crap to boot, lets forget about that one.

Still, I'm glad that the new Vauxhalls are better and people recognise that by buying them, they didn't deserve to go bust.

[Rollo]

The Corsa though has always been woeful, utterly boring and crap to boot, lets forget about that one.

Holden went from selling the Corsa C to foisting on us the Daewoo Kalos (also called the Chevy Aveo), and as such replaced a 4-star NCAP car with a 2-star NCAP car.
The Corsa in comparison to the Kalos is a dream.

[Mark]

I don't think the Corsa is particularly bad. I drove the previous model quite a few times as hire cars and they were perfectly fine. I haven't driven the new type but I believe it's a considerable improvement. They aren't bad cars, they just aren't particularly good either. Not to mention considerably overpriced.

[Mark]

That's a Corsa mark I. I think I'm right in saying we are on the mark III now. Still pish poor though.

Not sure that's right, because the Corsa mark I. Or Corsa A I believe it's officially called was marketed in the UK as the Nova. Favourite of chavs for a long time!

[Daniel]

I don't think the Corsa is particularly bad. I drove the previous model quite a few times as hire cars and they were perfectly fine. I haven't driven the new type but I believe it's a considerable improvement. They aren't bad cars, they just aren't particularly good either. Not to mention considerably overpriced.
Well the current one shares its base with the Grande Punto but I believe has Vauxhall engines in it and it's also made in Spain.

[Donney]

Something wrong with the made in Spain? It is the most profitable GM plant in Europe....

[Daniel]

Something wrong with the made in Spain? It is the most profitable GM plant in Europe....
I was merely highlighting the differences :p Didn't say made in Spain was worse than made in Italy :p

[Sonic]

Not sure that's right, because the Corsa mark I. Or Corsa A I believe it's officially called was marketed in the UK as the Nova. Favourite of chavs for a long time!

Ahhh yes I forgot that. Still see a couple of boy racer Nova's spluttering around town.

[Donney]

I was merely highlighting the differences :p Didn't say made in Spain was worse than made in Italy :p


OK, sorry, my bad.

:erm:

[Jag_Warrior]

Sonic, are you going to come back and let us know how this affected your insurance rates?

[Sonic]

No claims protected Jag, so there shouldn't be a rise.

[Jag_Warrior]

Wow, that's a good deal. Two cars stolen and a breakin: mine would go through the roof!

[Sonic]

Yeah. I'm sooooo please we spent the extra money to take out the protection on the insurance.